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Buyer Information

 

"...you only work with real estate professionals who will represent
your best interests..."

When buying REO property, you want to be certain, without any doubt, you work only with real estate professionals who will represent your best interests. As longtime, respected buyers’ agents, we can walk you through the process, ensuring that you not only have all the information you need, but that all the necessary groundwork has been covered to complete a successful transaction.

We are pleased to share some important facts before you begin. When you are ready, simply contact us so that we can provide personal, professional assistance.

Important Facts Regarding REO Purchases through REOSouth:

  • The property will be sold As Is
  • The purchaser may hire a home inspector
  • The purchaser(s) must be pre-qualified with one of the seller’s preferred lenders, even if one already has a lender
  • The purchaser must have a prequalification letter from one of the sellers preferred lenders prior to submitting the offer:
       • Jeff Nicholson Wells Fargo (Renovation FHA Conventional)
          (O) 404-845-4620 (C) 404-509-7033
       • Jim Greenie TriStone Financial (Conventional)
          (O) 404-943-0101 (C) 404-992-6547
       • Robert Davis Countrywide (FHA Conventional)
          (O) 678-406-8200 (C) 404-432-9511
  • Renovation loans are available. Please contact us for further information
  • For cash transactions, proof of funds must be submitted with the offer
  • A hard money loan is not a cash transaction. All hard money loans must have total financing approval prior to the offer
  • REOSouth must hold the earnest money, a minimum of $1000
  • You may not receive a response to your offer for several days after it is submitted
  • The response to your offer will be verbal followed by fax
  • Once verbal acceptance is made, the property will remain on the market, and other offers will be considered until the earnest money is received by our office
  • The seller has a specific attorney who is required to be used for the closing. Exceptions are seldom made. With any exception, the buyer will incur any additional cost
  • The seller’s special addendum, LBP addendum, mold addendum, and commission report are to be submitted before the final contract acceptance
  • The seller does not provide a termite letter. If one is required, the buyer will incur the cost
  • The seller turns on only the electricity. If the buyer elects to perform an inspection, then the buyer will incur the cost as well as be responsible for having any other utilities turned on
  • A closing date of at least 20 days out is strongly suggested. If the buyer can close earlier, the seller will consider this
  • Your offer is extremely important to us. If you have any questions, please contact us
  


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